A parent and graduate together, looking forward — placeholder alt
For parents

Support their next chapter

As your graduate steps into adulthood, they're taking on new opportunities, new responsibilities, and a future that's entirely their own. Uspring helps them start with a foundation that lasts, by providing access to 20 years of guaranteed-rate term life insurance protection through John Hancock, plus rewards and resources along the way.

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Looking ahead

Your role is changing, not ending

For years, you’ve been there to encourage your child, guide them through life’s milestones, and help them prepare for what’s next.

Graduation doesn’t change that. It simply marks the beginning of a new chapter.

As your graduate becomes more independent, your support evolves too. Instead of helping them prepare for college, you’re helping them prepare for adulthood.

Uspring was created to support that transition by giving young adults access to financial protection through term life insurance from John Hancock, along with healthy living rewards and educational resources designed for the road ahead.

A lasting grad gift

Coverage for what’s ahead

Not every Grad Gift lasts beyond the celebration.

Helping your graduate establish a strong financial foundation is an investment that keeps supporting them long after they leave campus.

When applying earlier in life, eligible applicants may qualify for lower premiums based on their age and health at the time they apply. Securing coverage early also helps put protection in place before future changes could affect eligibility or cost.

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Straight from students

Their future, their choice

Your graduate is thinking about their future, too.

0%said they would be ready to
apply for life insurance
0%said they expect to own and pay
for their policy themselves
0%expressed interest
in life insurance

*Based on a June 2026 online survey of 601 college students, graduate students, and recent graduates ages 20–30, conducted through the Prolific research platform. Results reflect respondents’ answers to questions about their interest in an offer like Uspring and expected policy ownership and payment. Survey results may not be representative of all students.

More than coverage

Support beyond coverage

John Hancock provides more than financial protection.

Healthy Living Rewards

All policyowners receive access to John Hancock Vitality, a program that encourages healthy everyday choices by rewarding members with savings, discounts, and other exclusive rewards from leading brands.

Explore Healthy Living Rewards →

Trusted protection

A trusted foundation

Through our collaboration with John Hancock, your graduate has the opportunity to step into a 20-year relationship with a life insurance company that has stood alongside families for more than 160 years.

Ready to help them get started?

Support your graduate's future with financial protection for the next 20 years.

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